According to new government rules, it will become mandatory for all the vehicles out there to have FASTag from December 1. And if you own a vehicle, it is important that you apply for FAStag. Else, you will need to pay twice the toll fees at toll plazas across the country. But in case if you are not sure how to apply for FAStag online, then I am here to help you out.
In this article, I am going to talk about what is FASTag and how to apply for it and how to recharge FASTag. So let’s just head into the topic without wasting much of the time:
What is FASTag?
FASTag is basically an electronic toll collection system in India. It is operated by the National Highway Authority of India.
And it employs radio frequency identification technology for making toll payments directly from the prepaid or savings account liked to the toll owner. Normally, FASTags are affixed on the widescreen of your vehicle.
And with the help of it, you will not have to stop your vehicle at the toll plazas to pay the toll. As soon as your vehicle crosses the toll plaza, the toll fee will get deducted from the bank account/prepaid wallet link to the FASTag affixed on the vehicle’s windscreen.
An activated FASTag works radio frequency identification or RFID technology. Also, the best part is that these FASTags will not have any expiry date. And they can be used as long as they are readable at the toll plaza.
However, you will need to buy a FASTag before you start using it. And here is how can you buy it.
How to buy a FASTag?
As of now, FASTags are issued by 22 certified banks in India. They are available through various channels such as point of sale or POS terminals at National Highway Toll Plazas and select bank branches.
Also, you can purchase them through e-commerce platforms like Amazon and Mobile wallets like PayTM.
However, to help you out, let me just share a guide with you:
Here is how to buy SBI FASTag online
As a customer, you can reach any of the SBI PoS Locations in the country with a valid KYC document along with a vehicle registration or RC copy along with the originals for the verification process.
Also, as a customer, you can open your account in two categories. And these categories are the:
- Limited KYC holder’s account: This type of SBI FASTag account cannot have more than Rs.10,000 in their FASTag Prepaid account at any given point of time. Also, the monthly reload limit is set to Rs.10,000.
- Full KYC holders account: With a Full KYC holders account, you can have up to Rs.1 Lakh in your FASTag prepaid account. Also, there is no monthly reload cap on this account.
The documents which are required for the limited KYC holder’s account are the RC copy of the vehicle, ID and address proof, photo of the customer.
For full KYC holders account, you will need documents like RC of the vehicle, ID and address proof, photo of the customer. Also, make sure to carry all the originals for verification purposes.
Also, every time a balance is deducted from your SBI FASTag account, you will receive an SMS alert on your registered phone number.
Charges for buying FASTag from SBI for 4-wheelers
SBI also charges an insurance fee of Rs. 100 across all the categories. Apart from the bank charges, a minimum-security amount is also required in the vehicle category. Also, this security amount is refundable at the time of the cancellation of RFID Tag. Along with that, you will also need a minimum balance.
You can buy SBI FASTag for Rs.400. And this cost contains an insurance fee of Rs.100, Rs.200 is the security deposit. And final Rs.100 is the joining fee.
How to buy HDFC FASTag online?
- At first, log on to the HDFC bank FASTag portal.
- Then select the option to log in.
- Next, log in to your account.
- After that, you will need to fill in your details and make the payment.
- And the card will get delivered to your doorstep.
You Can buy an HDFC FASTag for just Rs.400. And HDFC bank also have the same fee structure as the SBI.
Charges for buying FASTag from HDFC Bank for 4-wheelers
- At first, visit icicibank.com/fastag
- Then click on the Apply Now button.
- Over here, you will need to fill your application details and upload the required documents.
- Once done, you will receive your FASTag at your doorstep.
Documents required to purchase FASTag?
To purchase a FASTag, you will need to submit a copy of the registration certification of your vehicle or RC. Along with that, you have to provide a passport size photograph of yours. Plus, you will need to submit KYC documents as per the category of the vehicle owner.
Talking about the KYC documents, you can submit a PAN Card/Driving License/Passport/Voter ID/Aadhaar Card. FASTag will be issued following the verification of the original documents.
How to recharge FASTag?
There are quite a lot of payment options available. So you can recharge your FASTag. You can use your debit card, credit card, net banking, UPI payment options.
Also, it is extremely important that you maintain a sufficient balance on your FASTag wallet. So you can avoid difficulties at the toll plazas.
So that was all for your question that says How to apply for FAStag online & how to recharge FAStag. I hope through this article, you have got enough information.
Also, make sure to have the FASTag on your vehicles before 15 December. Else, you will need to pay the double amount on toll plazas. Also, FASTag is required by all the vehicles. For more information, you can also call your bank.
Anyway, if you have any more questions to ask. Then do feel free to comment below, and I will surely help you out with your query.